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Finance of America

title@foahomeequity.com

Better Mortgage Corporation, ISAOA ATIMA
1 World Trade Center
80th Floor
New York, NY 10007

Title Team

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I, the mortgage broker for the consumers applying for this mortgage loan, affirm that I have obtained the consumer's express consent to conduct a soft credit inquiry for the purpose of mortgage prequalification, rate analysis, or other preliminary financing discussions. This soft credit inquiry is used solely to assess creditworthiness and will not impact the consumer's credit score.

I understand that by clicking below, I am providing written instruction to {{$config.brand.legalName}} under the Fair Credit Reporting Act, authorizing {{$config.brand.legalName}} to obtain information from my personal credit report. I've also read and agreed to {{$config.brand.shortName}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>{{#if $config.brand.epayDisclosureConsentConfig.enabled}}, <a href="{{$config.brand.epayDisclosureConsentConfig.link}}" target="_blank" rel="noopener noreferrer">{{$config.brand.epayDisclosureConsentConfig.text}}</a>{{/if}}, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, and consent to a credit inquiry and income verification.

I{{#if $loan.coborrowerFirstName}}, {{$loan.coborrowerFirstName}}{{#if $loan.coborrowerLastName}} {{$loan.coborrowerLastName}}{{/if}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>{{#if $config.brand.epayDisclosureConsentConfig.enabled}}, <a href="{{$config.brand.epayDisclosureConsentConfig.link}}" target="_blank" rel="noopener noreferrer">{{$config.brand.epayDisclosureConsentConfig.text}}</a>{{/if}}, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, and consent to a credit inquiry and income verification.

I{{#if $loan.coborrowerFirstName}}, {{$loan.coborrowerFirstName}}{{#if $loan.coborrowerLastName}} {{$loan.coborrowerLastName}}{{/if}},{{/if}} authorize {{$config.brand.communicationsSender}} to verify my credit and to look up ownership of my current loan. I've also read and agreed to {{$config.brand.communicationsSender}}'s <a href="{{$config.brand.tou}}" target="_blank" rel="noopener noreferrer">Terms of Use</a>, <a href="{{$config.brand.privacyPolicy}}" target="_blank" rel="noopener noreferrer">Privacy Policy</a>{{#if $config.brand.epayDisclosureConsentConfig.enabled}}, <a href="{{$config.brand.epayDisclosureConsentConfig.link}}" target="_blank" rel="noopener noreferrer">{{$config.brand.epayDisclosureConsentConfig.text}}</a>{{/if}}, and <a href="{{$config.brand.electronicDeliveryConsent}}" target="_blank" rel="noopener noreferrer">Consent to Receive Electronic Loan Documents</a>, and consent to a credit inquiry and income verification.

By clicking "Next" and sharing your contact information, you expressly consent to receive transactional and marketing calls, texts, and emails from {{$config.brand.legalName}} d/b/a {{$config.brand.shortName}} using a manual or automated system and/or prerecorded messages, even if you are on a State or Federal Do-Not-Call List. Your consent is not required for doing business with {{$config.brand.legalName}} d/b/a {{$config.brand.shortName}}, and you can revoke consent at any time. Message frequency varies and message and data rates may apply. To speak with someone at {{$config.brand.legalName}} d/b/a {{$config.brand.shortName}}, please call <a href="tel:{{$config.brand.phone}}" target="_blank">{{$config.brand.phone}}</a>.

By entering their phone number you're authorizing {{#if $config.brand.brokerShortName}}{{$config.brand.brokerShortName}} and/or {{$config.brand.shortName}}{{else}}{{$config.brand.shortName}}{{/if}} to use this number to call, text and send them messages by any method. We won't charge them for any contact but their service provider could.

Why we're Better

A quick overview

About Better Mortgage

Why are loan estimates so important

Loan types and products

What are points and credits?

Why do I need to lock a rate

Locking

I need to get pre-approved

Home purchase loan costs

Refinance loan costs

Pre-approval letters

Loan process

Credit scores

Appraisals

Loan servicing

In connection with processing your loan application, we will request a consumer credit report on your credit standing, credit capacity and creditworthiness from a Consumer Reporting Agency.

Questions? We’re here to help. Reach out via phone, text, or email 7 days a week, from 9 am to 9pm EST.

Review and acknowledge your Closing Disclosure

If you have any questions about this document, the final Closing Disclosure, or closing in general, check out our articles.

Review and acknowledge your initial closing disclosure

CFPB, CFPB Finds Percentage of Borrowers with $20K in Student Debt Doubled Over Last Decade

Doing a cash-out refinance may save you money on your student debt. Chat with one of our Loan Consultants to learn more.

We're one of the only lenders that will generate a Loan Estimate automatically without conducting a hard credit pull.

We've canceled your loan application

Re: Thank you for your rate-lock request

This loan is underway!

What is RefiNow?

How much could you save?

What are the next steps?

What is RefiPossible?

You're getting this message because you created an application on Better.com.

These include fees that are controlled by the lender, such as the origination fee which is $0 unless you decide to buy a lower rate, as well as 3rd party services that you can shop for but are required for funding your loan.

If Better retains the servicing of your loan, automatic payments will be turned on.

Need help? Call 866-563-8024

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